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Consider those people that paid money to not buy health insurance. Suppose one of them gets a catastrophic illness. Who pays? All of society pays. So IOW, they weren't paying to not have health insurance, rather they were paying for the de facto health insurance they already had.
3) The penalties obviously need to be higher
Consider those people that paid money to not buy health insurance. Suppose one of them gets a catastrophic illness. Who pays? All of society pays. So IOW, they weren't paying to not have health insurance, rather they were paying for the de facto health insurance they already had.
Yay for affordability!
Where's the savings?
Then who cares if we were already paying?you do realize that we all pay right? One way or another, we pay
Then who cares if we were already paying?
Fvck the masses. Make better choices.Exactly...let's fix the foundational flaws in US healthcare versus this charade perpetuated the last 25 years. There is no reason why the masses don't have affordable health care options.
3) The penalties obviously need to be higher
Because there's nothing better than bankrupting the middle class to give shit away to other people.
People are making a calculated choice that it's cheaper for them to pay the penalty tax than purchase insurance. It would be better for everyone to have more people in the pool of insurance and it would also be better for fewer people to be bailed out when something happens and they have no insurance (as others have already pointed out in this thread).
People are making a calculated choice that it's cheaper
The problem is we 1) have a law in the ACA that never addressed cost and 2) the vast majority people paying into the insurance system a seeing it used by a small minority.
The ACA was a HUGE government handout designed to one thing. Cripple the middle class and force the hand for a single payer system. But until we address health care costs, as well as the lifestyle choices we make as Americans this problem is only going to get worse.
Yes. Even when we buy insurance we still pay. So who is doing what about the cost of healthcare i America? Obamacare only made it worse.you do realize that we all pay right? One way or another, we pay
Yes. Even when we buy insurance we still pay. So who is doing what about the cost of healthcare i America? Obamacare only made it worse.
How is that different from pre-Obama? People without insurance visited emergency room. All insurance policies were increased to hold the providers harmless. People complained, but it did not wreak havoc on the entire country and impact the rest of the country for 7 years to date.Consider those people that paid money to not buy health insurance. Suppose one of them gets a catastrophic illness. Who pays? All of society pays. So IOW, they weren't paying to not have health insurance, rather they were paying for the de facto health insurance they already had.
How is that different from pre-Obama? People without insurance visited emergency room. All insurance policies were increased to hold the providers harmless. People complained, but it did not wreak havoc on the entire country and impact the rest of the country for 7 years to date.
Do people not get subsidy to help pay monthly insurance ?If you don't have insurance and you get sick then you go to the emergency room and society pays. Before Obamacare you paid nothing and society paid everything. After Obamacare, if you didn't want to buy insurance then you had to pay whatever opt-out cost there was and then proceeded with your life without insurance. But then if you got sick and went to the emergency room and society paid, you at least had already paid something when you paid the opt-out cost.
I really don't know if Obamacare was a good thing overall or not but this one aspect of it at least seems good to me. "I shouldn't have to buy insurance OR pay an opt-out fee," people complain. Yeah, but if you don't pay anything and then you get sick society is still going to pay your costs. So IOW, you have insurance whether you like it or not so you should pay for it.
And if you say "I simply don't want insurance at all and if I get sick then society can just let me die. I'm willing to take that chance." Well, too bad, that's not what our society is going to do. We're not going to let people die because they don't have insurance. That's just the way things are.